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Transaction Accounts

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We have a choice of five great transaction accounts. Our accounts are designed to help you manage your everyday finances, save and get the most out of your money.

Access Account

The Access Account is an all purpose account designed for everyday use.

  • Access to your money 24 hours a day
  • VISA, ATM, EFTPOS facilities available
  • Simple, easy to use account
  0.00% pa
interest rate
 
  Additional Information
Features Access
Minimum opening balance $1
Funds available at call Yes
Cheque Book Yes
VISA, EFTPOS/ATM Access Yes
Internet/Telephone and SMS banking Yes
Direct Entry (credit/debit) Credit and Debit
BPAY®/Pay Anyone Yes
Interest Income Calculated daily, paid biannually
Over the counter transactions Yes
 

CU+ Saver

A bonus style account designed for members who want to save for a specific goal.

  • Higher rate of interest
  • No account keeping fees
  • Access via internet and phone banking
 Up to 3.55% pa***
interest rate
  Additional Information
Features CU+ Saver
Minimum opening balance $1
Funds available at call Yes
Cheque Book No
VISA, EFTPOS/ATM Yes
Internet/Telephone/SMS banking Yes
Direct entry (credit/debit) Credit and Debit
BPAY®/Pay Anyone Yes
Interest Income Calculated daily, paid monthly
Over the counter transactions Yes
 

Deeming Account

A high interest account that is available to members 55 years of age and over.

  • No monthly account keeping fees
  • VISA, ATM, EFTPOS & Cheque book facilities available
  • Tiered interest rate

Up to 4.00% pa***

interest rate

 

  Additional Information
Features Deeming
Minimum opening balance $1
Funds available at call Yes
Cheque Book Yes
VISA, EFTPOS/ATM Access Yes
Internet/Telephone and SMS banking Yes
Direct Entry (credit/debit) Credit and Debit
BPAY®/Pay Anyone Yes
Interest Income Calculated daily, paid quarterly
Over the counter transactions Yes
 

UniSaver Account

The UniSaver account is an account specifically for University and TAFE students.

  • Access to funds 24/7
  • Low fees
  • Access to Phone and Internet Banking
 Up to 0.75% pa
interest rate
 
  Additional Information
Features UniSaver
Minimum opening balance $1
Funds available at call Yes
Cheque Book No
VISA, EFTPOS/ATM Access Yes
Internet/Telephone and SMS banking Yes
Direct Entry (credit/debit) Credit and Debit
BPAY®/Pay Anyone Yes
Interest Income Calculated daily, paid quarterly
Over the counter transactions Yes
 

Business Account

Our Business Transaction Account is an ‘at call’ account which has been designed to accommodate the high volume of transactions for business members.

  • Access to Phone and Internet Banking
  • Immediate access to funds 24/7
  • Low $20 flat monthly Fee
 Up to 0.75% pa
interest rate
 
  Additional Information
Features Business
Minimum opening balance $1
Funds available at call Yes
Cheque Book Yes
VISA, EFTPOS/ATM Access Yes
Internet/Telephone and SMS banking Yes
Direct Entry (credit/debit) Credit and Debit
BPAY®/Pay Anyone Yes
Interest Income Calculated daily, paid quarterly
Over the counter transactions Yes
 

Useful Links and Tools

***Earn Bonus Interest when you make at least one deposit and no withdrawals in the same month

Interest rates effective 22/05/2013 and are subject to change.

Illawarra Credit Union is a division of Community Alliance Credit Union Ltd the product issuer of the deposit and payment products. ABN 14 087 650 771 AFSL No. 245 576. Any advice given is of general nature only and does not take into consideration your objectives, financial situation or needs. Please consider the appropriateness of the advice before acting. Refer to Fees, Charges and Transaction Limits Brochure for current details. ® Registered to BPAY Pty. Ltd. ABN: 69 079 137 518

 

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