Savings Accounts
We have a full range of savings accounts which are designed to help you save, budget and invest. Our junior accounts are designed specifically for our younger members to assist in teaching kids the value of money and developing good savings habits.
iQ Saver
This is a high interest online account designed specifically with the internet user in mind.
-
High variable interest on balances over $2,000
-
No account keeping fees
-
Immediate access to funds 24/7
|
Up to 3.20% pa
interest rate |
|
Additional Information |
|
Features |
iQ Saver |
|
Minimum opening balance |
$1 |
|
Funds available at call |
Yes |
|
Cheque Book |
No |
|
VISA, EFTPOS/ATM |
No |
|
Internet/Telephone/SMS banking |
Yes |
|
Direct entry (credit/debit) |
Credit only |
|
BPAY®/Pay Anyone |
No |
|
Interest Income |
Calculated daily, paid monthly |
|
Over the counter transactions |
No |
|
Christmas Account
Use this account to save for a specific purpose such as Christmas expenses, a holiday or school fees.
-
NO account keeping fees
-
Payroll deduction
-
Tiered interest rate
|
Up to 1.00% pa**
interest rate |
|
Additional Information |
|
Features |
Christmas |
|
Minimum opening balance |
$1 |
|
Funds available at call |
Yes (conditions & fees may apply) |
|
Cheque Book |
No |
|
VISA, EFTPOS/ATM |
No |
|
Internet/Telephone/SMS banking |
Yes (conditions & fees may apply) |
|
Direct entry (credit/debit) |
Credit only |
|
BPAY®/Pay Anyone |
Yes (conditions & fees may apply) |
|
Interest Income |
Calculated daily, paid 1 Nov-31 Jan |
|
Over the counter transactions |
Yes (conditions & fees may apply) |
|
Wildlife Saver
We will donate 1c in every dollar deposited into a Wildlife Saver account to projects that protect our natural environment and the endangered animals that live within it. This account is a fun filled way for parents to help their children understand the value of money and the importance of caring for the environment.
-
No monthly account keeping fees
-
No minimum deposit or withdrawals
-
Bonus interest for saving
|
Up to 3.50% pa***
interest rate |
|
Additional Information |
|
Features |
Wildlife Saver |
|
Minimum opening balance |
$1 |
|
Funds available at call |
Yes |
|
Cheque Book |
No |
|
VISA, EFTPOS/ATM |
No |
|
Internet/Telephone/SMS banking |
Yes (some restrictions apply) |
|
Direct entry (credit/debit) |
Credit only |
|
BPAY®/Pay Anyone |
No |
|
Interest Income |
Calculated daily, paid monthly |
|
Over the counter transactions |
No |
|
Junior Saver
An account specifically for our junior members who are too young to operate their own account.
-
NO account keeping fees
-
Higher rate of interest
-
Restricted access: no cards or electronic access
|
Up to 3.00% pa
interest rate |
|
Additional Information |
|
Features |
Junior Saver |
|
Minimum opening balance |
$1 |
|
Funds available at call |
Yes |
|
Cheque Book |
No |
|
VISA, EFTPOS/ATM |
No |
|
Internet/Telephone/SMS banking |
No |
|
Direct entry (credit/debit) |
Credit Only |
|
BPAY®/Pay Anyone |
No |
|
Interest Income |
Calculated daily, paid quarterly |
|
Over the counter transactions |
Yes |
|
Teen Saver
This account is for young transactors who are able to understand and operate their own transaction/savings account. Available for members up to the age of 21.
-
NO account keeping fees
-
Access to Redicard and EFTPOS
-
$10 transaction allowance
|
Up to 0.75% pa
interest rate |
|
Additional Information |
|
Features |
Teen Saver |
|
Minimum opening balance |
$1 |
|
Funds available at call |
Yes |
|
Cheque Book |
No |
|
VISA, EFTPOS/ATM |
Yes (some restrictions apply) |
|
Internet/Telephone/SMS banking |
Yes (some restrictions apply) |
|
Direct entry (credit/debit) |
Credit and Debit |
|
BPAY®/Pay Anyone |
Yes |
|
Interest Income |
Calculated daily, paid quarterly |
|
Over the counter transactions |
Yes |
|
Cash Management Account
Cash Management Accounts are ideal if you have large sums, like a good return, but do not wish to commit to a long term investment.
-
No account keeping fees
-
Higher rate of interest
-
Funds available at-call
|
Up to 2.95% pa
interest rate
|
|
Additional Information |
|
Features |
Cash Management |
|
Minimum opening balance |
$500 |
|
Funds available at call |
Yes (minimum $500 transaction account) |
|
Cheque Book |
No |
|
VISA, EFTPOS/ATM Access |
No |
|
Internet/Telephone and SMS banking |
Yes |
|
Direct Entry (credit/debit) |
Credit Only |
|
BPAY®/Pay Anyone |
Yes |
|
Interest Income |
Calculated daily, paid quarterly |
|
Over the counter transactions |
Yes |
|
Useful Links and Tools
**Withdrawals and transfers are permitted between 01 November and 31 January each year without penalty.
***Earn Bonus Interest when you make at least one deposit and no withdrawals in the same month
Interest rates effective 22/05/2013 and are subject to change. ® registered to BPAY Pty. Ltd
13 22 49 
