Savings Interest Rates
Our interest rates have been designed with you in mind - our members. We do not inflate rates as we do not have shareholders taking a percentage of our profits. Any profits we make are returned to you through better products, rates and fees. Take a look at our current interest rates below.
Transaction Accounts
|
Access |
|
Balance |
Interest Rate |
|
All balances |
0.00% pa |
|
CU+ Saver & Wildlife Saver |
|
Balance |
Interest Rate |
|
$0 plus (bonus interest)
|
3.50% pa |
|
$0 plus (maximum interest) |
3.55% pa |
|
Deeming |
|
Balance |
Interest Rate |
|
$0 - $1,999 |
0.00% pa |
|
$2,000 - $45,399 |
2.50% pa |
|
$45,400+ |
4.00% pa |
|
UniSaver & Teen Saver |
|
Balance |
Interest Rate |
|
$0 - $19,999 |
0.05% pa |
|
$20,000 - $49,999 |
0.15% pa |
|
$50,000 - $99,999 |
0.50% pa |
|
$100,000 + |
0.75% pa |
|
Business Account |
|
Balance |
Interest Rate |
|
$0 - $499 |
0.00% pa |
|
$500 - $19,999 |
0.05% pa |
|
$20,000 - $49,999 |
0.15% pa |
|
$50,000 - $99,999 |
0.50% pa |
|
$100,000+ |
0.75% pa |
Savings Accounts
|
IQ Saver |
|
Balance |
Interest Rate |
|
$0 - $1,999 |
0.00% pa |
|
$2,000 - $49,999 |
3.20% pa |
|
$50,000 + |
3.20% pa |
|
Christmas account |
|
Balance |
Interest Rate |
|
$0 - $1,999 |
0.10% pa |
|
$2,000 + |
1.00% pa |
|
Junior Saver |
|
Balance |
Interest Rate |
|
$0 - $1,999 |
0.25% pa |
|
$2,000 - $19,999 |
2.00% pa |
|
$20,000 + |
3.00% pa |
|
Cash Management |
|
Balance |
Interest Rate |
|
$0 - $4,999 |
0.00% pa |
|
$5,000 - $9,999 |
1.20% pa |
|
$10,000 - $19,999 |
1.70% pa |
|
$20,000 - $49,999 |
2.20% pa |
|
$50,000 - $99,999 |
2.45% pa |
|
$100,000 + |
2.95% pa |
Term Deposit Accounts
|
Interest on Maturity |
|
|
$1,000 - $4,999 |
$5,000 - $9,999 |
$10,000 - $24,000 |
$25,000 - $99,999 |
|
3 months |
2.75% pa |
3.50% pa |
3.60% pa |
3.70% pa |
|
4 months |
2.75% pa |
2.75% pa |
2.75% pa |
2.75% pa |
|
5 months |
2.75% pa |
2.75% pa |
2.75% pa |
2.75% pa |
|
6 months |
2.75% pa |
3.60% pa |
3.70% pa |
3.80% pa |
|
7 months |
2.75% pa |
2.75% pa |
2.75% pa |
2.75% pa |
|
8 months |
2.75% pa |
2.75% pa |
2.75% pa |
2.75% pa |
|
9 months |
2.75% pa |
2.75% pa |
2.75% pa |
2.75% pa |
|
10 months |
2.75% pa |
2.75% pa |
2.75% pa |
2.75% pa |
|
12 months |
2.75% pa |
3.55% pa |
2.75% pa |
3.70% pa |
|
Six Monthly Interest |
|
|
$1,000 - $4,999 |
$5,000 - $9,999 |
$10,000 - $24,000 |
$25,000 - $99,999 |
|
13-23 months |
2.60% pa |
3.40% pa |
3.45% pa |
3.55% pa |
|
24 months |
2.65% pa |
3.45% pa |
3.50% pa |
3.60% pa |
|
Monthly Interest |
|
|
$1,000 - $4,999 |
$5,000 - $9,999 |
$10,000 - $24,000 |
$25,000 - $99,999 |
|
12 months |
2.65% pa |
3.25% pa |
3.30% pa |
3.40% pa |
|
24 months |
2.75% pa |
3.35% pa |
3.40% pa |
3.50% pa |
|
36 months |
2.75% pa |
3.35% pa |
3.40% pa |
3.50% pa |
|
Privilege Plus Club Bonus Rate* |
|
|
$1,000 - $4,999 |
$5,000 - $9,999 |
$10,000 - $24,000 |
$25,000 - $99,999 |
|
Regular income plus (with fortnightly interest) - 12 months |
N/a |
3.35% pa |
3.40% pa |
3.50% pa |
For interest rates on term deposit amounts of $100,000+, please contact the Credit Union directly on 13 22 49.
Additional Information
*These rates are 0.10% higher than the above Term Deposits (excluding Six Monthly and Monthly Interest)
**Withdrawals and transfers are permitted between 01 November and 31 January each year without penalty.
Interest rates effective 22/05/2013 and are subject to change.
13 22 49 
Rates and Fees 
