Personal Loan / Overdrafts

Unsecured Fixed Rate Personal Loan

Whether you are borrowing for a car, computer, TV, furniture or a holiday, our Fixed Rate Unsecured Personal Loan is for you! This loan gives you the freedom to borrow extra cash with the certainty of a fixed rate of interest and can be used to finance any worthwhile purpose from $2,000.

Secured Fixed Rate Personal Loan

Our members borrow money for all sorts of important purchases. Whether you are borrowing for a computer, TV, furniture, holiday or any other worthwhile purpose, our  Fixed Rate Secured Personal Loan is for you! By offering security against your loan, we are able to lend you more money, at a better rate.

Mortgage Secured Overdraft

An Illawarra Credit Union Overdraft gives you access to a convenient Line of Credit for your everyday financial needs. The overdraft is linked to your cheque book and cards, which means you can access the money any time you need it.

Unsecured Overdraft

Access to a convenient Line of Credit for your everyday financial needs.

Useful Links and Tools

• Use our calculators to see how much you can borrow
• View our interest rates
• View our fees and charges

_{*Unsecured personal loan interest rate based on a loan for an amount of $15,000 secured over a term of 5 years. **Secured personal loan interest rate based on a loan for an amount of $20,000 secured over a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Normal lending criteria, terms and conditions, fees and charges apply. Please refer to the Credit, Fees and Charges schedule for current details on fees and charges applicable to our Loans. Interest rate effective 22/05/2013 and are subject to change.}